Sapiens Investment Association is a community of disciplined investors who pool funds, invest patiently in real estate, securities and member loans, and share in the rewards. Since October 2022, we've been turning small contributions into lasting financial freedom.
In October 2022, a group of people came together to pool their funds and invest them collectively. Today, in our fourth year, we are 20+ active members with total assets of around 86 million shillings, operating from our office at Tatitwe in Mbarara District.
Our philosophy is simple: what one cannot achieve alone, we achieve together — greater investment capacity, stronger social capital, steady growth toward financial freedom, and access to low-interest loans.
Every shilling pooled is deployed across a balanced portfolio designed for steady, dependable returns.
Property and land acquisitions that appreciate over time, anchoring the portfolio in tangible, lasting value.
Low-interest loans that fund members' ventures while generating reliable returns for the association.
Carefully selected securities that diversify our holdings and grow capital through the markets.
Vetted business opportunities and member-led proposals funded through our structured loan schemes.
Access opportunities that would be out of reach on an individual level.
Grow alongside a trusted network of like-minded, ambitious people.
Build wealth gradually and dependably toward genuine financial freedom.
Borrow at very low interest to fund your goals and business ideas.
Our executive committee was re-elected for another three-year term — a vote of confidence in steady leadership.
Guides the association's vision and direction, championing discipline and steady growth toward our billion-shilling goal.
Keeps members engaged and accountable, working hand in hand with the Treasurer to drive consistent monthly contributions.
Safeguards the association's funds and records, bringing an entrepreneur's eye to every investment decision.
More than an investment club — we stand with members through life's biggest moments. The association contributes together when it matters most.
Contributed as a group for each qualifying event.
We celebrate together, contributing one million shillings to honour the occasion.
In the loss of a parent, spouse or child, we stand beside the member with one million shillings.
Download the official documents for the 2025 financial year, straight from the source.
A full account of the year from Chairperson Ayebazibwe John Vianney — performance, challenges, and the road to 2029.
Complete AGM minutes: attendance, amendments, member commitments, financial results and resolutions.
Join a community building real wealth, steadily and together. Reach out to begin your membership or learn more about Sapiens Investment Association.
We'll get back to you about membership and next steps.